How To Borrow Credit And Data From all Nigeria Service Providers.

 

Good day to you all, today we are going to teach you how you can easily borrow credit and data from all networks in Nigeria.

Although many people believe they can never borrow credit or data from any service providers in Nigeria, i use to think the same way.

I never wanted to post this stuff here because i was never interested in borrowing neither will i advice someone to do so, till one night when i ran out of data and it was too late for me to get credit from anywhere, and i don’t have access to credit my line directly from my bank.

How To Borrow Credit And Data From all Nigeria Service Providers.

After thinking for about 5 minutes on what to do to continue my browsing, the idea of borrowing now came in, i did it and enjoy my internet tour for the rest of the night.

now lets go to the main topic why we are here;

Before going straight to the point i have to introduce to you their terms and conditions, if you know them and you okay with them no problems

 

Terms and Conditions:
1. You must be an active subscriber for a minimum of 90 days (3 months).
2. Your line must be registered and regularly recharged.
3. You must pay back all borrowed airtime.
4. You would remit 15% of the requested credit as service charge. E.g. For a credit request of N100, N15 will be remitted to the network provider and you get to keep the remaining N85. If you were able to meet the requirements above, you can now proceed to borrow data using the steps below:

How to Borrow Data MB from Glo

Glo as the cheapest data provider in Nigeria also provided an option called Borrow Me Data that enables all their eligible subscribers to borrow data when every they run out of data and when they need it most.

Data available on Borrow Me Data include:

• 30MB
• 60MB
• 200MB
• 1.6GB
• 3.2GB

To Borrow Data from Glo simply dial *321#.

How to Borrow Data MB from MTN

When it comes to fast and reliable data provider in Nigeria then you should think about MTN because they are one of the best mobile telecommunication in Nigeria that provides fast and reliable data plans and also have an option called MTN XtraByte that enables you to borrow data MB from MTN when you run out of data and needed it urgently.

How much data you can borrow
XtraByte Data Price Validity

• 10 MB N55 24 hrs
• 30 MB N110 24 hrs
• 100 MB N220 24 hrs
• 200 MB N330 48 hrs
• 750 MB N550 7 days

To borrow data MB from MTN simply dial *606# on your MTN line

How to borrow data MB on 9mobile Network

9mobile can be rated as one of the fastest data providers in Nigeria, they have their option called easycredit which allows their subscribers to borrow airtime for voice, data and additional services on the 9mobile network and repay the loan on their next recharge.

Data you can borrow
 As at the time of this publication, 9mobile doesn’t have direct code to borrow data but you can borrow airtime credit from them and use it as data or subscribe to a data plan.

pricing and tariff
Available amounts for borrowing are: N50, N100, N200, N500 and N1000. you’ll pay 15% of the borrowed amount as a service fee. For example, when you borrow N50 you’ll receive N42.50.

• To borrow airtime from 9mobile, dial *665#, then select your preferred amount.

How to borrow data MB on Airtel Network

Airtel have won many awards based on their data services in Nigeria and they are still on the business till date, you can borrow airtime and use it for data subscription.

• *500*50# for N50 airtime
• *500*100# for N100 airtime
• *500*200# for N200 airtime
• *500*500# for N500 airtime

Hope you understand all the step and tutorial mentioned above? if you still have any questions feel free to ask your questions on the comment section.

Total Cost Of Decking A House In Nigeria

Before you get the cost of decking a house in Nigeria you have to consider some factors, then you’ll arrive at the amount of money you need. It is the Factors that determine how you end up spending

This factors can either make you spend more money on your building project or make you spend less on decking your house, this is why you should pay attention to each.

Size/type of the house

Size of the house in question goes a long way in determining how much you end up spending. You can’t expect to spend the same amount of money used to deck a duplex on a twin duplex or a mansion. So size and the type of the house matters a lot. If it is a story building type of house you’re building (Onitsha style i.e semi high rise or high rise), you’ll have to deck it multiple times depending on the number of floors too. You’ll spend more on a two-story building than one story building.

Prices of materials

Prices of materials used in decking a house are one of the major factors that determine the overall expenditure. Materials like rods and cement are major ones. In Nigeria, it is cheaper to deck a building during February – March period than November December time. This is because of the general increase in prices of goods and services which affect all areas of life especially in the southern part of Nigeria. In this part of the world, Christmas and New period is a signal for prices to increase, it affects the transportation, hospitality, and other sectors the construction sector is often the most affected.

Labor/workmanship

This is an area you’ll want to look into. You have two option here, hire a company/individual to take care of the whole decking or hire workers one by one, that is stage hire. This is necessary because decking a house in Nigeria involves 3 major steps or stages.

Stages of house decking in Nigeria

1. Carpenter is needed for constructing the platform that will house the rods and concrete mixture.

2. Iron benders are needed for bending irons to the required specification, then deploying to the platform and binding it.3. An Electrician is needed for pipe laying and conduit wiring.

4. Mason and labors also knew mason servers are needed for mixing the concrete with cement and sand, which is then used to deck the building.

Company/Individual contract vs stage hire

Both have advantages and disadvantages. If you give Someone the contract of decking your house, you’ll avoid the stress of constant supervision and uncompleted work not completed on time. But for stage hiring, you’ll have to constantly supervise them at each stage.

Which is cheaper?

Stage hiring is often cheaper but the difference in price is not much, you’ll have hired and supervise different workers for different stages of the decking process.

Contract option is better, you get peace of mind knowing that one of the most important aspects of your house is done with quality materials. Sometimes the contract option is even cheaper.

Materials needed for decking a house in Nigeria

• Rods include binding wire
• Cement
• Sand
• Granite/gravel/stone/concrete etc
• Nail
• Bamboo
• Workers include Carpenter, Electrician, Iron Bender, Mason, and laborers.
• Water

Prices of decking materials in Nigeria

• 16mm rod at N1750 each
• 12mm rod at N900 each
• 8mm rod at N700 each
• Cement N200 for one
• Granite around 40000 per trip/ton
• Sand N16000 per trip
• Binding wire N300 for one

Others are the cost of

• Wood not fixed
• Bamboo not fixed
• Electrician not fixed
• Carpenter not fixed
• Iron bender not fixed.

Also, take note of some expenses like water and transportation. All prices are in Naira.

How much can I budget for decking a house?

The minimum you should budget for decking a house of not more than 100sqm floor should be in the region of 800,000 to 1.3 million Naira depending on location and the period of the year, as ending of the year increases expenses and prices of commodities in the country.

Thanks for reading this to the end, we will like to hear from you on the comment section.

Top 8 Best Password Manger Apps For Android Phones.

A lot of android users are anxious about phone security and they are busy searching the internet to know the best password manager apps available for them to manage their complex passwords.

Overtime, Password managers are becoming more popular among mobile phone users across the globe. The ability to keep all of your passwords in one spot is highly appealing. With mobile, you can have them on you at all times and the security isn’t half bad.

You can also use these to set more complex, less vulnerable passwords without the need to remember all of them. There are tons of password managers on PC, Mac, and mobile. Here are the best password manager apps for Android.

Top 8 Best Password Manger Apps For Android Phones.

1. 1Password
2. aWallet
3. BitWarden
4. Dashlane
5. Enpass
6. Keepass2Android
7. Keeper
8. LastPass

All the Apps listed above are all available on google apps store, all you need to do is to make choice of the ones you want to use, They are all verified to be working fine in a perfect condition. but in case of error messages or complications, you can contact the various apps developers directly on the apps.