How To's
How to buy bonds on robinhood
Can you buy bonds through Robinhood?
Fixed Income Divisions look to profit from bond-trading, with strategies to buy and sell bonds as the bond prices change. Securities trading is offered through Robinhood Financial LLC.
How do I buy government bonds in Robinhood?
You can buy a government bond issued by the United States Treasury through the department’s website, TreasuryDirect.gov. Or you can use a brokerage firm. Alternately, as with other classes of assets, you can use a mutual fund or exchange-traded funds (ETFs) to invest in bonds.
How do I purchase a bond?
In India, purchasing government bonds is easier than ever using a mobile app or a web based app of NSE (National Stock Exchange). The NSE app for buying government bonds is “NSE goBID“. NSE makes available to the users both a mobile app as well as a web based platform.
Can I lose money on bonds?
Bonds are often touted as less risky than stocks — and for the most part, they are — but that does not mean you cannot lose money owning bonds. Bond prices decline when interest rates rise, when the issuer experiences a negative credit event, or as market liquidity dries up.
Is now a good time to buy bonds?
Now is the best time to buy government bonds since 2015, fund manager says. Inflation worries have led to a sharp rise in bond yields in recent weeks — most notably on the benchmark U.S. 10-year Treasury — and an accompanying fall in bond prices.
Are bonds a good investment in 2020?
Many bond investments have gained a significant amount of value so far in 2020, and that’s helped those with balanced portfolios with both stocks and bonds hold up better than they would’ve otherwise. Bonds have a reputation for safety, but they can still lose value.
Do bonds go up when stocks go down?
The reason: stocks and bonds typically don’t move in the same direction—when stocks go up, bonds usually go down, and when stocks go down, bonds usually go up—and investing in both typically provides protection for your portfolio.
Should I move my 401k to Bonds 2021?
The Bottom Line
Moving 401(k) assets into bonds could make sense if you’re closer to retirement age or you’re generally a more conservative investor overall. But doing so could potentially cost you growth in your portfolio over time.
Should I buy bonds now 2021?
Yes, you can find stocks offering juicy yields, but they are generally a lot more risky that bond investing, so you are taking on more risk for that yield. So for 2021 bonds certainly offer lower yields than we’ve seen in recent decades, yields have been on a declining trend since the 1980s.
How do I protect my 401k before a market crash?
Here are five ways to protect your 401(k) nest egg from a stock market crash.
- Diversification and Asset Allocation.
- Rebalance Your Portfolio.
- Have Cash on Hand.
- Keep Contributing to Your 401(k)
- Don’t Panic and Withdraw Your Money Early.
- Bottom Line.
- Tips for Protecting Your 401(k)
Is 2021 a good time to buy bonds?
Last August yields on the U.S. 10-year Treasury bottomed out around 0.5%. When bond yields rise, bond prices fall, so 2021 has not started well for fixed income investors. Currently, the 10-year Treasury bond is down over 4% for 2021. Great investor Warren Buffett is hardly optimistic about bonds.
Should you buy bonds when interest rates are high or low?
Despite the challenges, we believe investors should consider the following reasons to hold bonds today: They offer potential diversification benefits. Short-term rates are likely to stay lower for longer. Yields aren’t near zero across the board, but higher-yielding bonds come with higher risks.
What are bond rates today?
Treasury Yields
| Name | Coupon | Price |
|---|---|---|
| GT2:GOV 2 Year | 0.13 | 99.96 |
| GT5:GOV 5 Year | 0.75 | 100.05 |
| GT10:GOV 10 Year | 1.63 | 101.59 |
| GT30:GOV 30 Year | 2.38 | 105.22 |
What is the 5 year Treasury rate today?
5 Year Treasury Rate is at 0.75%, compared to 0.77% the previous market day and 0.40% last year.
What is the 10 year bond yield?
Yield Open1.442% Yield Day High1.472% Yield Day Low1.428%
What is the best type of bond to invest in?
U.S. Treasury bonds are considered one of the safest, if not the safest, investments in the world. For all intents and purposes, they are considered to be risk-free. (Note: They are free of credit risk, but not interest rate risk.) U.S. Treasury bonds are frequently used as a benchmark for other bond prices or yields.
- You can pair an Apple Watch with an iPhone using the Watch app on your iPhone.
- Before you pair your Apple Watch, make sure that the devices are compatible, and that your iPhone is updated to the latest version of iOS.
- Once you’ve paired your Apple Watch, you’ll be able to use all of its features, including on-wrist phone calls and text messaging.
Now you can track your physical activity , your sleep (using third-party apps), and easily access your phone calls and texts on your wrist all day long.
But first you’ll need to pair your watch with an iPhone. Here’s how to get started on it.
How to pair an Apple Watch with your iPhone
Check your compatibility
First things first – make sure your watch is compatible with your iPhone model. Hopefully you did this before purchasing the Apple Watch, but if you didn’t, don’t open the box until you’ve verified this information.
Here’s a list explaining what Apple Watches work with which iPhones.
Apple Watch First Generation is compatible with the iPhone 5 or later, running iOS 8.2 or later.
Apple Watch Series 1 and Series 2 are compatible with the iPhone 5 or later, running iOS 11 or later.
Apple Watch Series 3 has two models, one with a cellular plan like your phone (LTE) and one without (Non-LTE). If you buy a new version of either model, you’ll need an iPhone 6s or later, running iOS 14 or later. If you buy an old version from a few years ago, you might be able to use an iPhone 6 and iOS 13, but it’s not guaranteed.
Apple Watch Series 4 also has two models, with LTE being compatible with the iPhone 6 or later, and Non-LTE being compatible with iPhone 5s. Both need iOS 12 or later. The Apple Watch Series 5 needs an iPhone 6s or later, running iOS 13 or later.
The Apple Watch SE needs an iPhone 6s or newer with at least iOS 14. Finally, the Apple Watch Series 6 needs an iPhone 6s or later, running iOS 14 or later.
Also, make sure your iPhone iOS is up to date. You can check what iOS you are running by going to Settings > General > About and scrolling down to see which “Version” you have.
Before pairing your Watch, make sure your iPhone is up-to-date.
Pair your Watch and iPhone using the Watch app
Once you’ve verified that your Apple Watch will work with your iPhone , make sure your Bluetooth is on, and that your iPhone is connected to WiFi or a cellular network.
Make sure you have the Apple Watch app on your iPhone, and if not, download it from the Apple Store.
The Watch app comes pre-installed on most iPhones.
Now follow these steps:
1. Turn your Apple Watch on .Press and hold the button on the right side of your Apple Watch until you see the white Apple logo on a black background. It may stay on this screen for a few minutes.
Hold the circled button to turn your Apple Watch on.
2. Select your language and region.
3. Hold your watch close to your iPhone. Wait for “Use your iPhone to set up this Apple Watch” to appear on your iPhone. Tap the “Continue” button on your iPhone and click “Start Pairing” on the Watch. If you don’t get the message on your phone, open the Apple Watch app and click “Start Pairing.”
If your iPhone doesn’t automatically prompt you to begin pairing, you can open the Watch app and begin it manually.
4. An animation will appear on your Apple Watch. Point your iPhone’s camera at the Watch and center the Watch-shaped window over the Watch’s screen. You’ll get an alert saying that the Watch is paired. At this stage, it may ask you to update the Watch OS . Do so.
5. Otherwise, it will display a screen asking whether you’d like to restore your Apple Watch from a backup , or “Set Up as New Apple Watch.” If this is your first time using an Apple Watch you should tap “Set Up as New Apple Watch.” However, if you have a previous backup, you can choose to load it onto your Apple Watch.
Even if you’ve previously backed up your Watch, you can still set it up as if it were new.
6. Select what wrist you will wear it on, your left or right wrist. If you choose right, you will have to choose which side you would like the Digital Crown (the wheel used to control the Watch) to be on.
Depending on which wrist you wear your Watch on, the screen will be oriented differently.
7. Read the Terms and Conditions, and then tap “Agree” to continue.
8. Sign into your iCloud Account. It may automatically log you in. Otherwise, enter your iCloud information on your phone.
9. You’ll now be able to choose which settings to turn on, and which settings your iPhone will share with your Apple Watch. This includes route tracking, sharing watch analytics with Apple, access to Siri, and access to the “Find My” app. If you don’t have Find My set up on your iPhone, you’ll have to turn on Activation Lock. This locks your Watch to your iCloud Account so it can’t be reset and used by anyone else.
Your Apple Watch can share a number of settings with your iPhone.
10. At this stage you’ll be asked to create a passcode . You can choose from a 4-digit or 8-digit passcode. Input your passcode twice on your Apple Watch. You can choose to skip this step, but if you want to use Apple Pay on your Apple Watch then you’ll need to have a passcode set up.
The good news? If you have Wrist Detection on, when you’re wearing the watch, you won’t have to enter your passcode to unlock it. A passcode is only required once you take it off your wrist.
Clicking “Add a Long Passcode” will allow you to set an 8-digit passcode.
11. The app will walk you through setting up more features, such as Heart Health, Apple Pay, and Emergency SOS.
12. If you have a Cellular Plan, you’ll set this up next.
13. Select which apps to add to your Watch. You can choose to add all the Apple Watch compatible apps that you have currently on your iPhone, or you can skip this step and manually select apps from the Apple Watch App after you’ve completed setup .
You can install apps onto your Watch at any time, so don’t feel pressured to add them all right away.
14. Wait for your Apple Watch to sync. Depending on how much data you’re transferring this might take some time. Keep the devices close together. Once the sync is complete, you’ll hear a chime.
You won’t need to turn an Apple Watch off too often, but it’s worth knowing how to restart and force-restart the device. Abigail Abesamis/Business Insider
- You can turn your Apple Watch on and off normally, or force-restart the device when it becomes unresponsive.
- When turning on Apple Watch, you’ll see the Apple logo for a few moments, then the Watch display.
- There are several ways to wake Apple Watch, which you can customize.
There aren’t too many reasons to turn your Apple Watch off (I personally turned my Watch on and off for the first time for the sake of this story).
But if the need arises, as your watch becomes unresponsive or its apps freeze up, for instance, here’s how you can go about restarting and force-restarting your Apple Watch, and customizing its wake features.
How to turn off Apple Watch
1. Press and hold the side button until three slider options appear: Power Off, Medical ID, and Emergency SOS.
2. Slide the Power Off button to the right to turn off Apple Watch.
3. The Apple Watch user guide notes that you are not able to turn off your Apple Watch while it’s charging. To turn it off, you must disconnect it from it charger before following these instructions.
How to turn on Apple Watch
1. Press and hold the side button until the Apple logo appears in the middle of the screen.
2. It may take a moment for the Watch to fully turn on, but when it does you’ll see the Watch face. You may be prompted to unlock your Watch if you have a passcode set.
How to force-restart Apple Watch
1. If your Watch isn’t responding (and not currently updating, which is indicated by an Apple logo and a progress wheel), press and hold the side button and Digital Crown at the same time.
2. Release both buttons as soon as you see the Apple logo (about 10 seconds).
How to wake Apple Watch display
When your Apple Watch is turned on, you’ll want to wake its display to check the time, read notifications, and access all other Apple Watch features. Here are a few ways to do it:
1. Raise your wrist as if you were checking a standard watch. The Watch’s sensors will pick up the movement and wake the screen, and the Watch automatically goes back to sleep when you lower your wrist.
2. Tap on the Watch screen or press the Digital Crown.
3. Turn the Digital Crown in an upward direction and watch the display gradually glow to life. The user guide notes that this option is available on Apple Watch Series 2 and later models.
Customize how long the Watch display stays on upon waking
1. On the iPhone Watch app, go to the My Watch tab and select General.
2. Select Wake Screen.
3. In the On Tap section, select Wake for 15 Seconds or Wake for 70 Seconds.
Disable Wake Screen on Wrist Raise
Whether you want to conserve battery or in general would prefer to wake your Apple Watch only by tapping the display or pressing the Digital Crown, you can disable the Wake Screen on Wrist Raise feature in your iPhone Watch app’s settings or by using theater mode. Here’s how to do both:
1. On the Wake Screen menu in the iPhone Watch app (under General, pictured above), turn the Wake Screen on Wrist Raise option off.
2. To temporarily turn off this feature, enable theater mode on your Apple Watch by swiping up on the display and selecting the icon with two masks. When theater mode is activated you’ll see the masks icon at the top of the Watch display. Theater mode silences Apple Watch and keeps the display from turning on when raising your wrist.
You can record a phone call on your iPhone using third-party apps, but there’s currently no built-in method. It’s easy to record phone calls on an iPhone.
- One of the ways you can record calls for free on your iPhone is with Google Voice however, you can only record calls you receive, and the other party needs to call your Google Voice number.
- Third-party iPhone apps like Rev Call Recorder, TapeACall, and Call Recorder can record both incoming and outgoing calls.
Surprisingly, one of the things you can’t do with your iPhone “out of the box” is record a phone call.
This may be in part because Apple doesn’t want to have to deal with the legal issues surrounding recording phone calls there are laws that vary state-by-state which place limits on your right to record calls, especially without the express consent of everyone on the call.
But it’s indeed possible to record calls on an iPhone you simply need to install an app to do so. And to stay clear of any legal hurdles, always be sure that everyone on the line is aware of and consents to being recorded.
There are numerous apps available for recording calls, but one offers the ability for free: Google Voice . Be aware, though, that Google Voice only records incoming calls so you can’t record a call that you initiate on your own phone. And if you don’t like Google Voice, there are various other ones with other capabilities.
How to record calls on your iPhone with Google Voice
1. If you don’t already have a Google Voice number, start by claiming one. Go to the Google Voice webpage and, logged in with your Google account, follow the instructions to choose a phone number in the city or area code you desire.
2. Install the Google Voice app on your iPhone and complete the setup with your new Google Voice number.
3. Once Google Voice is set up on your phone, go to the Google Voice webpage and click the Settings icon at the top of the screen.
The Google Voice webpage is where you configure settings like enabling the ability to record incoming calls.
4. In the calls section, make sure that “Incoming call options” is turned on.
Be sure to enable “Incoming call options” to start recording a call.
Now, to record a call:
5. Receive a call using the Google Voice app on your iPhone. Remember that you can’t record outgoing calls, so if you want to record a call you’ll need to ask the other party to call you using your Google Voice number.
6. After answering the call, press “4” on your keypad. You’ll hear a message that the call is being recorded.
7. If you want to only record part of the call, press “4” a second time to stop recording. Otherwise, the call will be recorded all the way until you hang up.
8. End the call in the usual way.
9. The recorded call will appear in your Google Voice voicemail. To save the recording to your computer as an MP3 file, go to the Google Voice webpage and click the voicemail icon in the navigation bar on the left side of the screen. Click the voicemail and then click the three dots on the right side of the screen. Choose “Download” and save the file to your computer.
Recorded calls (along with other voicemail messages) can be saved to your computer as MP3 files.
How to record a call on your iPhone with other apps
Google Voice is admittedly a little convoluted, and it only works with incoming calls. If you prefer, there are other apps which you can use to record calls and outgoing ones at that.
In general, most apps work more or less the same way: To record a call, you need to set up a 3-way conference call between your iPhone, the recording app’s recording center, and the party you are dialing.
The best option out there right now for free call recording, for both incoming and outgoing calls, is an app called Rev Call Recorder . This service is completely free and has no restrictions on how many minutes you can record. It’s currently only available for iPhone, not Android.
Other apps that let you record both incoming and outgoing calls include TapeACall Pro ($30) and Call Recorder Pro ($10 for 300 minutes, then additional in-app purchases).
CallRecorder IntCall (recording time available through in-app purchases) works differently. It records outgoing calls only and you need to place the call directly from the app itself. But the app records the call on the iPhoneitself, rather than storing it on a remote server.
