Best Online Savings And Investment websites in Nigeria

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The mobile investment apps allow customers or investors to save money with the option of investing in some portfolios such as stocks, bonds, mutual funds, and the agric sector.

This article highlights the top investing apps and websites in which Nigerian entrepreneurs should plug into. but before that, i think it will be Necessary if you first of all know what Online Investment is and why it’s more preferable.

What is Online Investing?

Online investing is the act of putting money into an Online financial scheme, property, shares or commercial endeavors with the expectation of getting additional income or profit. When you invest your money online, overtime it will grow and improve your standard of living.

OR

Online investing is a method of trading in the financial market by placing orders for buying or selling the securities through the Internet. Online investing is very simple to execute but the first step is to opt for a reliable online broker or verified source where you can invest your money.

Best Online Savings And Investment websites in Nigeria

1. Opay Investment Platform

 

Opay OWealth Savings Investment is a platform where you can invest in Opay and get 10% annual interest returns on your investment. Unlike most conventional banking institutions, OWealth is bringing something different to the table.

Opay OWealth savings investment gives investors a 10% interest on their investment. This is higher than the highest 6% banks can offer on your investment.

However, WEMA Bank is the only bank in Nigeria that came up with an ALART investment scheme. The WEMA bank ALART was the only one that stands out among others. But Opay OWealth savings investment has come to compete with ALART in that financial space.

Opay wealth is the real deal, as any interest on your investment is payable on funds you invest in OWealth wallet once it has completed 24 hours.

Best Online Savings And Investment websites in Nigeria

What is OWealth?

OWealth simply means Opay wealth. On the other hand, Opay Owealth investment called Opay Wealth investment.

Therefore, OWealth is an investment avenue where investors can invest any amonth of money and earn 10% annual interest. If you are an investor looking for where to invest, OWealth is the right place.

Opera pay (OPay) is offering the OWealth investment scheme under the license of BlueRidge Microfinance Bank Limited. The OWealth product will be available to you once you have complied with OPay Know Your Customer process and your identity verified.

How to Invest in OPay OWealth Savings Investment

To invest in OWealth is very simple procedure. You will have to download and install OPay App on your Android or iOS phones. After you have installed the App, then create an account with OPay. Now follow the steps listed below to invest in OWealth.

• Sign in to your OPay account.
• Fund your OPay wallet account.
• Click on the OWealth icon, read the terms and conditions and accept it.
• Top up OWealth investment.
• Enter the amount you want to invest in.
• Click on the Next button.
• Then Confirm.

Finally, OPay will send you a debit alert, just click done to complete the process. If you want to see your investment, just click on the EYE icon to display your account.

2 Thrive Agric

AnotherThrive Agric is also one of the investing apps in Nigeria making waves. If you want to grow your funds while empowering farmers and driving agriculture, Thrive Agric is the real deal.

Thrive Agric is an agribusiness platform that helps the world’s biggest challenge; matching food production with the rising population. Without lifting a cutlass, thrive agric helps you retain the title “FARMER”. You can fund any of Thrive Agric available farms and allow them to farm in your stead.

Best Online Savings And Investment websites in Nigeria

In addition, Thrive Agric gives you detailed updates of the activities on your farm, from growth stages through harvest. The interesting part is that you get up to 25% profit at the completion of the farming cycle.

How To Get Started With Thrive Agric

• Download Thrive Agric app on google play
• Create an account on the platform
• Choose a Farm
• Get Updates
• Get Returns

3 CowryWise

CowryWise is a financial technology company that helps people save and invest through a mobile application.

With CowryWise you can invest in low, medium and high-risk investments. Some of these investments include Nigerian Eurobond, Mutual funds and other money market securities provided by third parties.

• Saving interest: 10%
• Investment interest – varies

How To Get Started With Cowrywise

Visit their website or Google playstore to download the Cowrywise App

• Register on the platform
• Pick your preferred plan
• Start saving and investing

4. PiggyVest

Advancing the old method of savings through piggy or native ‘kolo’, PiggyVest radicalises the form of saving in an online platform with an interest rate on it.

Piggy Vest is one of the trusted investing apps in Nigeria. It was launched on the 7th of January 2016 with the name “Piggybank.ng.” The company started as a savings only platform and continued that way for 3 years. They thereafter rebranded to PiggyVest in April, 2019.

Best Online Savings And Investment websites in Nigeria

Currently, PiggyVest App offers direct investment opportunities to users in addition to savings. With this app, you can save any money you don’t want to touch for a specific period of time. Interestingly, you can choose your term of saving. It could be daily, weekly or monthly.

• Saving interest: 10%
• Investment interest – Savings, Mutual funds, and others

How To Get Started With PiggyVest

• Visit the website or download the app to create an account
• Set up your withdrawal account details
• Enter your debit card details to activate your account and make your first deposit

5. Afrinvest/Afrinvestor

Afrinvest focuses on West African markets with activities including investment banking, securities trading, asset management, and investment research. investment apps in Nigeria

• Interest rate: Varies
• Investments: Investment banking, Treasury bills 

How To Get Started With Afrinvest App

• Download Afrinvestor app on their website or playstore
• Sign up and verify your details using the link sent to your email
• Begin your investment journey by selecting the account that best suits your personal or business needs

6. I-invest

I-invest is a pan African inter-brokerage service firm in partnership with Sterling Bank Plc. The platform helps both new and experienced investors match their investment maturities to their needs.

The platform also covers West African market with the risk-free treasury bills.

• Interest rate: 8 – 11%
• Investments: Treasury bills

How To Get Started With I-invest

• Download the I-invest app on i-investng.com or Google play
• Register on the platform
• Log into your account
• Start investing

7. FBN Edge

FBN Edge is a product of FBNQuest Asset Management, a subsidiary of FBN Holdings company. The app allows customers and potential investors to open mutual funds accounts and track investment flows.

• Savings interest: variesInvestments:
• Money market funds, fixed income

On FBN Edge app, you can:

• Open a mutual fund account as a new customer
• Sign-up easily as an existing customer
• Top-up existing mutual fund accounts
• Purchase new mutual funds
• Redeem funds from existing mutual fund accounts
• View balances in real-time
• View your transaction history

Products On FBN Edge

FBN Edge gives you access to three of First Bank’s mutual fund products:

• FBN Money Market Fund, The maximum starting investment in this plan is N5,000.
• FBN Fixed Income Fund, The minimum starting rate for this investment is N50,000
• FBN Heritage Fund, This is suitable for investors that wants to earn greater rewards over a long term period.

8. Wema Bank Alat

ALAT is a fully digital bank designed one of Nigeria’s oldest banks, Wema Bank, to help people save more with certain interest rate. Alat.ng processing automated deposit from your account and allow you to earn as you save. Investment app in Nigeria – Wema Bank Alat alat

• Saving interest: 10%
• Investments: Savings

How To Get Started With ALAT by Wema

• Download the app on Google Playstore
• Sign up using your BVN and Phone Number
• Upload your photograph and Signature
• Set up Your ALAT Pin
• Start Saving and Investing

9. KoloPay – Savings

KoloPay is another mobile piggy bank that helps you save towards a targeted goal.

• Saving interest: 10%
• Investments: Savings

How To Get Started With Kolopay App

• Download Kolopay app on kolopay.com or Google playstore
• Create an account
• Setup your saving goals
• Start saving
• Grow your savings

10. PayDay Investor For Savings

PayDay investor is a product of ARM Investment Managers, a subsidiary of Asset & Resource Management Holding Company (ARM).

PayDay investor app helps you earn interest while investing your funds automatically on a periodic basis.

• Savings interest: 10.9% – 12%
• Investments: Savings

How To Get Started With Kolopay App

• Download PayDay app on PayDay.com or Google playstore
• Create an account
• Setup your saving goals
• Start saving
• Grow your savings

11. Wealth.ng – Investments

• Fixed Income, Stocks, Savings, Agriculture

Wealth.ng app is a self-service investment platform that makes it easy for users to invest in Treasury Bills, Stocks, Mutual Funds, and Real Estate and monitor their portfolio in real-time.

Wealth.ng is an affiliate of Sankore Securities Limited, and it is registered with the Nigerian Stock Exchange and regulated by the Securities and Exchange Commission (SEC), Nigeria.

• Interest rate (s): 10 – 14%
• Investments: Fixed Income, Stocks, Savings, Agriculture

How To Get Started With Wealth.ng App

• Download Wealth.ng app on Google playstore
• Create an account
• Setup your saving goals
• Start saving
• Grow your savings

Best Online Savings And Investment websites in Nigeria

12 Stabic IBTC App

Another app saving and investment i cant fail to mention here is Stanbic IBTC Mobile App. Basically, the platform offers investment packages to both local and foreign investors. From wealth management products to pension management and mutual funds.

Best Online Savings And Investment websites in Nigeria

The good thing is that, you don’t need to have a Stanbic IBTC Bank account to use this app effectively. You can download the app to start enjoying the mutual fund product. Meanwhile, the interest rate varies per time.

• Savings interest: 10.9% – 12%
• Investments: Savings

How To Get Started With Stanbic IBTC Mobile App

• Download the App
• Register on the platform
• Choose the product of your choice and start investing

13. CrowdyVest

As a way of promoting agriculture in Nigeria, CrowdyVest App was created. Basically, CrowdyVest mobile app matches farmers with sponsors. So, if you are looking to invest in an agricultural produce, this is the best investing app to go for.

Best Online Savings And Investment websites in Nigeria

In addition, updates are sent to sponsors in photo, text and video formats during the farm cycle and at the end of the farm cycle, the sponsor will receive a percentage of the profit after selling the harvested produce in addition to the initial sponsorship.

How To Get Started With FarmCrowdy

• Download the Farmcrowdy app on Google Playstore
• Install and sign up in the app
• Identify a farm of your choice and sponsor as many units as you can afford

14 Thrive Agric

In a bid to promote agriculture in Nigeria, Thrive Agric is one of the top mobile App that was initiated to help meet the high demand in Agricultural products, If you want to grow your funds while empowering farmers and driving agriculture, Thrive Agric is the real deal.

Thrive Agric gives you detailed updates of the activities on your farm, from growth stages through harvest.

• Savings interest: 25%
• Investments: Savings

How To Get Started With Thrive Agric

• Download Thrive Agric app on google play
• Create an account on the platform
• Choose a Farm
• Get Updates
• Get Returns

Best Online Savings And Investment websites in Nigeria

15 ZIING

Ziing is one of the investing apps in Nigeria that ease savings, simplify investing process and help you gain control over your finances. More importantly, the platform equips you with the right tools to gain financial freedom.

How To Get Started With Ziing

• Download the Ziing app on Google Playstore
• Enter your first name, last name, email address, phone number and Date of Birth.
• Upload a picture and a valid means of identification which could be international passport, driver’s license, national identity card or permanent voters card.
• Update your BVN
• Upload utility bill not older than 3 months
• Start exploring Ziing packages

16 THROVE

Throve app is a self-service investment platform that makes it easy for users to invest in US, Chinese and Nigerian Stocks, Treasury Bills, Mutual Funds, and Real Estate and monitor their portfolio in real-time.

• Savings interest: varies
• Investments: Savings

How To Get Started With Trove

• Download the “Trove” app on the Google Play Store or Apple App Store
• Complete the KYC process to begin investing.
• Buy any publicly traded equity, bond or foreign assets

17 Bamboo

Bamboo is one of the investing apps in Nigeria that helps you buy and sell hundreds of Nigerian and U.S. stocks with as little as $20. Bamboo is a member of the Nigeria Securities Exchange Commission (SEC), and the U.S. Securities Investor Protector Corporation (SIPC), so your securities are insured up to $500,000 with the SIPC. Best Online Savings And Investment websites in Nigeria. Best Online Savings And Investment websites in Nigeria

How To Get Started With Bamboo

• Download the Bamboo App on App Store
• Create an account
• Choose from hundreds of Nigerian and US stocks
• Fund your Naira and Dollar account
• start buying and selling shares

18 Carbon

Carbon is not only an investment app, it also serve the purpose of getting instant short term loans for your urgent needs and recharging airtime on your mobile phone. The app allows you to earn up to 16% annually by investing in PayVest

How To Get Started With Carbon

• Download the Carbon App on Google Playstore
• Create An Account
• Choose a plan and
• Start investing

Best Online Savings And Investment websites in Nigeria

19 Kuda Bank

20 Riby

21 Reach

22 Smart save

23 Fundall

Please before you take a decision to make any investment, contact the website of your preferred investing app to avoid being scammed.

If you are currently planning event or a party and you don’t know the best catering service to contact in Nigeria, keep calm this post is solely for you. As we all know there are lots of catering services out there but we are only drop 20 on this post.

In no order, Below are the top 20 catering services to check out on in Nigeria.

Top 20 Catering Services In Nigeria

Below are list of the top 20 catering services in Nigeria, they are located in Lagos, Abuja, Warri And Ogun State , Nigeria.

• Tito Cakes and Events.
• Wine and Gold Services.
• Courdeau Catering.
• S. J Abed Enterprise Ltd.
• Astoria Caterers.
• West Africa Catering Nigeria Ltd.
• Unitop Catering Services.
• Hamptons Catering Services.
• Unique Chef World
• Chef Akpan Catering Service
• ExpressFoods Catering
• TK’S Kitchen
• CyCatering Services
• Chef Mark
• Balikis Catering Service
• Food Hub Service
• Dynamics Sumptuous Catering Service
• Mr Bolicious and Grill
• De Crown Caters
• Exotic Smooth

Top 20 Catering Services In Nigeria

There are other catering services but, we are giving you this 20 base on our findings, the above listed catering services specializes on both indoor and outdoor services.

They specializes in packaging, refrigerated delivery transportation system and modern storage facility to ensure that their product get to their destinations in fresh condition.

A community-focused business is designed to improve the life of the local community. Some entrepreneurs establish these types of businesses to help their communities. Consumers also support these businesses because of the benefits they offer. Statistics show that for each $100 a person spends on a local business, $68 stays within the community. Therefore, local businesses play a critical role in economic growth. If you are inspired to start a community-focused business, here’s a guide you can use.

• Create a Strong Foundation

If you want your business to get involved in the community, you need to build a strong foundation. This is a huge responsibility, so you need to make your business stable. The community will rely heavily on your business, and you need to have the resources to sustain it. 

For starters, you need stable funding, so you should look for investors or fundraising options if you don’t have enough cash. You can also get financing from different title loan places online. Familiarize yourself with the neighborhood’s culture and needs. Spend more time with the locals or in community centers to get this info. Socially responsible companies increase customer loyalty, cultivate positive brand recognition, and attract top talent. 

• Join Local Organizations

Once you have an understanding of what your community needs, go a step further and join some local organizations and groups. Most states and cities have small business networking groups or a chamber of commerce that focuses on the business community. 

These networks will provide more information about the community’s needs and connect you to other business leaders. You can also join volunteer or political advocacy organizations to get first-hand experience on how you can make an impact. Use the knowledge to build a successful business in your community.

• Involve the People

For your business to thrive, you need to focus on the people. The community is a vital part of your business, so involve them in most activities. When hiring, prioritize the locals. This will improve the employment rates in your locality and boost your relationship with the community. As the business grows, you will need help to keep things running smoothly. You can recruit some skilled people in the community to work in shifts and keep the business running for longer.

• Use Social Media Platforms

Apart from interacting with people physically, you can also use the internet to your advantage. You can use platforms such as Facebook and Twitter to promote your business and let your community know about the products and services available. Social media is one of the most popular marketing channels globally. 83% of marketing specialists use it in their digital campaigns. Reach out and connect with the community through social media marketing campaigns.

Creating a community-focused business is a noble idea. Apart from earning revenue, you also help your community. Starting such a business will have a measurable impact, but you have to ensure you do it the right way. Use these tips to start off on the right foot.