How To Borrow Credit And Data From all Nigeria Service Providers.

 

Good day to you all, today we are going to teach you how you can easily borrow credit and data from all networks in Nigeria.

Although many people believe they can never borrow credit or data from any service providers in Nigeria, i use to think the same way.

I never wanted to post this stuff here because i was never interested in borrowing neither will i advice someone to do so, till one night when i ran out of data and it was too late for me to get credit from anywhere, and i don’t have access to credit my line directly from my bank.

How To Borrow Credit And Data From all Nigeria Service Providers.

After thinking for about 5 minutes on what to do to continue my browsing, the idea of borrowing now came in, i did it and enjoy my internet tour for the rest of the night.

now lets go to the main topic why we are here;

Before going straight to the point i have to introduce to you their terms and conditions, if you know them and you okay with them no problems

 

Terms and Conditions:
1. You must be an active subscriber for a minimum of 90 days (3 months).
2. Your line must be registered and regularly recharged.
3. You must pay back all borrowed airtime.
4. You would remit 15% of the requested credit as service charge. E.g. For a credit request of N100, N15 will be remitted to the network provider and you get to keep the remaining N85. If you were able to meet the requirements above, you can now proceed to borrow data using the steps below:

How to Borrow Data MB from Glo

Glo as the cheapest data provider in Nigeria also provided an option called Borrow Me Data that enables all their eligible subscribers to borrow data when every they run out of data and when they need it most.

Data available on Borrow Me Data include:

• 30MB
• 60MB
• 200MB
• 1.6GB
• 3.2GB

To Borrow Data from Glo simply dial *321#.

How to Borrow Data MB from MTN

When it comes to fast and reliable data provider in Nigeria then you should think about MTN because they are one of the best mobile telecommunication in Nigeria that provides fast and reliable data plans and also have an option called MTN XtraByte that enables you to borrow data MB from MTN when you run out of data and needed it urgently.

How much data you can borrow
XtraByte Data Price Validity

• 10 MB N55 24 hrs
• 30 MB N110 24 hrs
• 100 MB N220 24 hrs
• 200 MB N330 48 hrs
• 750 MB N550 7 days

To borrow data MB from MTN simply dial *606# on your MTN line

How to borrow data MB on 9mobile Network

9mobile can be rated as one of the fastest data providers in Nigeria, they have their option called easycredit which allows their subscribers to borrow airtime for voice, data and additional services on the 9mobile network and repay the loan on their next recharge.

Data you can borrow
 As at the time of this publication, 9mobile doesn’t have direct code to borrow data but you can borrow airtime credit from them and use it as data or subscribe to a data plan.

pricing and tariff
Available amounts for borrowing are: N50, N100, N200, N500 and N1000. you’ll pay 15% of the borrowed amount as a service fee. For example, when you borrow N50 you’ll receive N42.50.

• To borrow airtime from 9mobile, dial *665#, then select your preferred amount.

How to borrow data MB on Airtel Network

Airtel have won many awards based on their data services in Nigeria and they are still on the business till date, you can borrow airtime and use it for data subscription.

• *500*50# for N50 airtime
• *500*100# for N100 airtime
• *500*200# for N200 airtime
• *500*500# for N500 airtime

Hope you understand all the step and tutorial mentioned above? if you still have any questions feel free to ask your questions on the comment section.

Cost Of Building A 4-Bed Room Bungalow In Nigeria

Building a House is not a easy something, it’s so demanding and time taking, talking of the cost/expense involve in construction work, sometimes it’s incalculable. while in some cases you will end up spending more than what you budgeted for the construction work.

On this post i will thoroughly and keenly give you the ins and outs you need to know before you can make any budget and how to make budget for your 4-bedroom Bungalow in Nigeria.

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Factors that determines the cost of building a 4-bedroom bungalow

The major factors that directly influence the Cost of building a 4-bedroom bungalow in Nigeria are:

• Location of the property.
• Cost of building materials.
• Quality of building materials.
• Charges of professionals as it varies.

The sight Location greatly affect the cost of your buildings in Nigeria, as Land sold 1.2 million in Benin for example can’t be sold in the same amount in Lagos/Abuja. Cost of building materials varies from place to place, the quality of building materials is another thing to consider, you can’t expect the price of 6mm rod for example to be the same as 12mm rods. Charges of Professionals/Engineers varies from place to place and base on expertise.

Honestly, you can build a 4-bedroom bungalow for as much as N30,000,000, or as low as N5,000,000. Sometimes the estimate even goes below the latter.

Cost Of Building A 4-Bedroom Bungalow In Nigeria

Acquiring A Landed Property

The very first step you take when building in any part of the world is to secure a land either you buy or you hire, let’s come back to the case of Nigeria, in Nigeria you must acquire a land first before thinking of the cost of raising a building on the land that aside, the cost of land are determined by number of factors ranging from the location to seller, it’s possible to acquire the same plot of land in the same area with different among depending on the time and the seller

In addition to that you can’t expect a land to be sold in Benin with the same among it’s been sold in Lagos.

Cost Of Building A 4-Bedroom Bungalow In Nigeria

Before you start to dig earth, make sure you have all required APPROVED documents for the construction process which are listed below.

• Architectural drawings.
• Structural drawings.
• Mechanical drawings.
• Electrical drawings.

Some people break earth without some of these drawings. That is a wrong approach. Please follow the right process.

In calculating the cost of building a 4-bedroom bungalow in Nigeria, it is advisable to breakdown the construction process into stages. This is the norm and is actually helpful in planning your progress. For a bungalow, we can split the construction stages into:

• Foundation (German floor) / Soak-away Stage.
• DPC to lintel level Stage.
• Roofing Stage.
• Plastering / Finishing Stage.

Cost of Foundation (German Floor) / Soak-away Stage

This is the first stage of construction and it includes setting out, digging, concrete work, block laying, backfilling and flooring as the processes in this stage.

Material Requirements for Setting-out with profiles

• 4 pieces of 1 x 12 plank NGN 1,200 each plus NGN 800 (for dividing each into 5 (NGN 200 each) = NGN 5,600
• 4 bundles of Pegs NGN 1,200 each = NGN 4,800
• 2″ and 3″ Nails = NGN 1,200 worth of nails
• 4 bundles of rope NGN 200 each = NGN 800
• Labour = NGN 10,000

Estimated cost of setting-out = NGN 22,400.

Material Requirements for Digging / Excavation

• Some diggers and shovels will be needed for the job. These tools can cost about NGN 2,500 to rent.
• Labour = NGN 30,800

Estimated cost of digging = NGN 33,300.

Material Requirements for Concrete work / Binding

For a standard foundation of 150 mm base-thickness, assuming 0.45 m (breadth or height) and 85.5 m (entire length) = 5.77125 m3

• 10 bags of cement @ NGN 2,600 each = NGN 26,000
• 20 tonnes of sand x 2 = NGN 80,000
• 20 tonnes of Granite = NGN 100,000
• We don’t need reinforcements (Iron bars) because the soil is good, firm and dry.
• Litres of water as needed.
• Labour = NGN 25,000

Estimated cost of concrete work = NGN 231,000.

Material Requirements for Laying Foundation Blocks

Using 9-inch blocks and laying 4 coaches, you will need

• 12 bags of cement @ NGN 2,600 each = NGN 31,200
• 644 pieces of 9-inch vibrated blocks (including 10 percent wastage) NGN 170 each = NGN 109,480 Sometimes it’s better you mold the block yourself.
• Plumbing work = NGN 25,000
• The remaining sand from concrete work will be used here.
• Labour = NGN 35,000

Estimated cost of laying foundation blocks = NGN 200,680.

Cost Of Building A 4-Bed Room Bungalow In Nigeria

Material Requirements for Filling

I suggest digging the soak-away and septic tank alongside making the foundation so that the soil dug-up from the soak-away pit, septic tank and well can be used for filling the foundation. This will save you the cost of buying some trips of sand for foundation filling, and also save you the cost of clearing the dug-up soil in a case where it is not used for filling.

After filling the foundation, water it for about 10 hours and leave it for days (or some weeks) before flooring for natural compaction. In the end, you might need to buy just a few trips of sand if the soil dug-up from the well and septic tank is not enough.

Assuming you buy:

• 3 trips of 20 tonnes laterite (fairly clayey) at NGN 18,000 = NGN 54,000
• Labour = NGN 10,000

Estimated cost of filling foundation = NGN 64,000

Material Requirements for Foundation Casting / Flooring

• 25 bags of cement NGN 2,600 = NGN 65,000
• Waterproof / nylon = NGN 15,000
• Remaining granite and sand from concrete work will be used here.
• Labour = NGN 18,000

Estimated cost of flooring = NGN 98,000

Material Requirements for Septic Tank, Soak-away pit and Well

The septic tank, soak-away pit, and well should be constructed first in order to have water for the work and sand for filling the foundation later.

• 700 pieces of 6-inch vibrated blocks @ NGN 150 / block (for a septic tank of 3m x 3m x 3m) = NGN 105,000.
• 22 bags of cement NGN 2,600 = NGN 57,200 (including plastering).
• Number of well-rings as required.
• Sand and granite from concrete work will be used here.
• Labor for septic tank, soak-away pit and well = NGN 80,000

Estimated cost of constructing both the septic tank, soak-away and well = NGN 242,200.

Total Estimated Cost for this stage = NGN 865,280 (excluding the cost of well rings).

Cost of Construction From Damp Proof Course (D.P.C) To Lintel Level

This is the next stage in the construction process and begins where the German floor ends. It covers the main block work including wall partitions for the various spaces in the house. The materials listed below are just estimates of what you get in a modest A 4-bedroom bungalow. Again, ensure you get a Bill of Quantities for your building plan as that’s the only way to know the exact material requirements for your house. This stage ends at the roof level.

Material Requirements and Labour for Block work

• 2100pcs of 6-inch stone dust vibrated blocks NGN 150 = NGN 315,000.
• (The cost increases when you use 9-inch blocks)
• 15 tonnes of sharp sand = NGN 40,000
• 30 bags of cement NGN 2,600 = NGN 78,000
• Labour = NGN 120,000

Estimated cost of block work = NGN 553,000. (Including the 3 Blocks after Lintel)

Material Requirement for Lintel Casting

• 20 length of 12mm rod NGN 2,100 / length = NGN 42,000
• 10 length of stirrups NGN 500 / length = NGN 5,000
• 35 length of 1 x 12 x 18 wood NGN 1,700 / length = NGN 59,500
• Nails plus wire for binding = NGN 13,000
• 8 bags of cement NGN 2,600 = NGN 20,800
• Remaining sand will be used here.
• Remaining granite from concrete work is used.
• Labour plus carpenter = NGN 30,000

Estimated cost of the lintel level = NGN 170,300

Estimated Total Cost for this stage = NGN 723,300.

Cost of Roofing 4-Bedroom Bungalow Stage

The cost of roofing varies greatly with the type of roofing materials and design you choose to use. The cost given below represents 0.45 mm thick aluminum roofing sheets. The true cost of all stages still remains that shown on the bill of quantity document.

Material Requirements for Roofing

• 320 length of 2 x 3 x 12 wood NGN 450 = NGN 144,000
• 45 length of 2 x 6 x 12 NGN 840 = NGN 38,250
• 25 length of 1 x 12 x 12 wood NGN 1,400 = NGN 35,000
• 1/2 bag of 2-inch nails NGN 5,800 = NGN 2,900
• 11/2 bags of 3-inch nails NGN 6,000 = NGN 9,000
• 1/2 bag of 4-inch nails NGN 6,500 = NGN 3,250
• Aluminium (0.45mm thick) roofing, transportation and Labour = NGN 685,900

Total Estimated Cost for the roofing stage = NGN 918,300.

Cost of Finishing Stage

This stage includes plastering, wiring, plumbing, fixing of windows, doors, tiles, and other essentials. The cost here varies with respect to the quality of materials you use. Below is an estimate for a very modest finishing.

Material Requirements for Electrical works

• Wires, Pipes, Conduit Boxes, etc = NGN 400,000
• Material Requirements for Mechanical and Plumbing Works
• Kitchen sink, Pipes, WC, Washing Hand Basin, Overhead Tank, Shower, etc = NGN 500,000

Material Requirements for Ceiling

• Woods for nogging, P.O.P Sheets, External wood finishing, P.V.C Boards, Tank nails, etc plus labor = NGN 450,000

Material Requirements for Windows and Doors

• Windows, doors, burglary proof, and fixtures plus labor = NGN 500,000

Material Requirements for Wall Rendering and Painting

• Plastering and painting plus labor = NGN 500,000

Material Requirements for Floor Finishes

• Tiles and others plus labor = NGN 250,000

Estimated Total Cost for this stage = NGN 2,600,000.

Grand Total = NGN 865,280 + NGN 723,300 + NGN 918,300 + NGN 2,600,000 = NGN 5,106,880

As you can see from the calculations, we arrived at a total cost of building a a 4-bedroom bungalow which is Approximately NGN 6,000,000. This involves just the construction of the 4-bedroom bungalow in Nigeria. As for the furniture fittings, you have a variety of options you can choose from. Also, clearing the site after the construction was not factored into the cost. However, the amount is not so much when put into the cost of building a 4-bedroom bungalow in Nigeria.

At Wealthy Tech Constructions

Wealthy Tech Constructions is a leading Home construction team in Nigeria.

• It should Also be noted that, this is just a rough estimate of the cost of building a 4-bedroom bungalow in Nigeria, it might be higher or less with time.
• In case if you need a good contractor who can handle your buildings you can contact Wealthy Tech Construction On WhatSapp Via +2348114958825
• You can as well Contact Them for any kid of architectural drawing
• They are also available in all type of Finishing in home (tiles, furniture, watching and clearing of sites, Interlocking and lot more…)

Thank you very much for reading please share your view and expressions, you can as well contact us on the comment section to reach Wealthy Tech Constructions Team.

Top 10 YouTube And Facebook video Downloading Apps For PC, Androids, iOS And iPhones.

Looking for the best Apps to download videos from sites like YouTube, Facebook, and other video streaming platforms? Worry no more we are here to get you covered.

Video downloading platforms that will be discuss on this post make it easy to save videos, often in a format of your choice.

Following is a handpicked list of Top YouTube Video Download Tools, with their popular features and website links. The list contains both open source(free) and commercial(paid) software.

Top 10 YouTube And Facebook video Downloading Apps For PC, Androids, iOS And iPhones.

In no order, below are the list of the top 10 YouTube video downloading Apps to check out on.

• Itubego
• SnapDownloader
• YouTubebyclick
• AllMyTube4K Video Downloader
• KeepVid
• Y2mate
• Videoder
• Snaptube
• Airy
• Gihosoft TubeGet
• TubeMate

Itubego

Itubego is a software that helps you to download YouTube videos. It has a built-in YouTube converter to convert video to MP3, MP4, 4K and HD MP4 videos. This tool supports multiple audio and video formats. Itubego automatically searches for TV series and movies online for subtitles when you download any video

SnapDownloader

SnapDownloader is the best video downloader for Windows and macOS with support for 900 websites including YouTube. Download YouTube videos up to 8K resolution in MP4 and convert videos to MP3 with ease. It can also download YouTube playlists, entire channels, and VR 360° videos.

YouTubeByClick

YouTubeByClick becomes so popular among many fans as it has the simplest way to download videos but still gives you advanced features such as downloading playlists, live videos, subtitles, etc. The software recognizes when you watch a video on your browser and offers you to download it in a click. The download is frictionless and so easy.

AllMyTube

AllMyTube is a tool that allows you to download YouTube videos with ease. It enables you to store YouTube videos with just one mouse click. You can download both YouTube channel and playlist. Supports more than 10,000 websites.

4K Video Downloader

4K Video Downloader is a cross-platform video downloader for PC, Mac and Linux. Download any type of YouTube playlists with/without subtitles: “Watch Later” and “Liked video”, Personal Mix playlists. Save entire Youtube channels or single videos in 4K,1080p or 720p quality. Extract audio from YouTube Music in MP3, M4A or OGG. Support of 3D and 360 degree video.

KeepVid

Let’s start off with the most basic (and one of the most popular) tools.

KeepVid (by iTubeGo) is the go-to website to download YouTube videos in MP4 format.

Apart from individual videos, the tool also lets you conveniently download complete YouTube playlists in one go.

Other than that, you can also download videos from Facebook, Instagram, and Dailymotion.

y2mate

y2mate is another (rather simple) YouTube to MP4 converter.

Simply copy and paste the video link into the field on the homepage and click “start.”

A great thing about y2mate is that it allows you to download videos in different resolutions, from 144p to 1080p.

Additionally, the tool also lets you download just the audio, or convert and download videos into MP3 files.

Videoder

Videoder is a free video downloader available for Windows and Android.

The software lets you download 4K videos from not only YouTube, but over 1,000 other websites, as well (whereas the android version lets you download from a little over 50 different sites).

Furthermore, the desktop version lets you create personal collections of videos and audios. This means no more buffering or browsing through a clutter of files.

Snaptube

Snaptube is another user-friendly tool that lets you download YouTube videos in different resolutions and formats.

Some of the formats that Snaptube supports include M4A, MP4, and MP3.

As of now, the tool is only available for Android, but it isn’t available on Google Play – so you’ll need to download the APK.

Similar to the Android version of Videoder, Snaptube lets you download videos from over 50 different sites, besides YouTube.

Airy

Airy is a renowned YouTube video downloader that lets you convert videos into various formats and resolutions (including Ultra HD).

Some of the supported formats include:

• MP4
• FLV
• 3GP
• MP3

Unlike some plug-and-play tools, you’ll need to download Airy before you can use it. As of now, it’s available for both Windows and Mac OS.

The tool also integrates with all popular browsers, including:

• Chrome
• Firefox
• Safari
• Opera

This allows you to “save” the videos you like, and download them later.

TubeMate

TubeMate is another standard YouTube downloader that lets you grab your favorite videos in MP4 and 4GP formats (as well as in audio formats, including MP3 and WAV).

The tool also comes with its own video player and a built-in search feature that lets you find videos conveniently.

TubeMate is available for both Android and Windows.

Gihosoft TubeGet

Gihosoft is a renowned provider of (both paid and free) data recovery tools, file encryption, video convertor, and downloading tools.

One of their popular products include the Gihosoft TubeGet – a standard, user-friendly YouTube downloader – that’s available for Windows and Mac operating systems.

The tool allows you to download videos in 4 different formats (MP4, MKV, AVI, and MOV).

In addition, it also lets you:

• Convert downloaded videos from WebM into various popular formats
• Add subtitles to your videos

There are both free and paid versions available for Gihosoft TubeGet. The only differences between the two versions is that with the later, you also get license(s) and technical support.

Now you have all the list of the top 10 YouTube and Facebook video downloading Apps For PC Androids iOS And iPhones, Which one will you like to go for? We would love to hear from you on the comment section.