Entrepreneur
Best Online Savings And Investment websites in Nigeria.
Best Online Savings And Investment websites in Nigeria
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The mobile investment apps allow customers or investors to save money with the option of investing in some portfolios such as stocks, bonds, mutual funds, and the agric sector.
This article highlights the top investing apps and websites in which Nigerian entrepreneurs should plug into. but before that, i think it will be Necessary if you first of all know what Online Investment is and why it’s more preferable.
What is Online Investing?
Online investing is the act of putting money into an Online financial scheme, property, shares or commercial endeavors with the expectation of getting additional income or profit. When you invest your money online, overtime it will grow and improve your standard of living.
OR
Online investing is a method of trading in the financial market by placing orders for buying or selling the securities through the Internet. Online investing is very simple to execute but the first step is to opt for a reliable online broker or verified source where you can invest your money.
Best Online Savings And Investment websites in Nigeria
1. Opay Investment Platform
Opay OWealth Savings Investment is a platform where you can invest in Opay and get 10% annual interest returns on your investment. Unlike most conventional banking institutions, OWealth is bringing something different to the table.
Opay OWealth savings investment gives investors a 10% interest on their investment. This is higher than the highest 6% banks can offer on your investment.
However, WEMA Bank is the only bank in Nigeria that came up with an ALART investment scheme. The WEMA bank ALART was the only one that stands out among others. But Opay OWealth savings investment has come to compete with ALART in that financial space.
Opay wealth is the real deal, as any interest on your investment is payable on funds you invest in OWealth wallet once it has completed 24 hours.
Best Online Savings And Investment websites in Nigeria
What is OWealth?
OWealth simply means Opay wealth. On the other hand, Opay Owealth investment called Opay Wealth investment.
Therefore, OWealth is an investment avenue where investors can invest any amonth of money and earn 10% annual interest. If you are an investor looking for where to invest, OWealth is the right place.
Opera pay (OPay) is offering the OWealth investment scheme under the license of BlueRidge Microfinance Bank Limited. The OWealth product will be available to you once you have complied with OPay Know Your Customer process and your identity verified.
How to Invest in OPay OWealth Savings Investment
To invest in OWealth is very simple procedure. You will have to download and install OPay App on your Android or iOS phones. After you have installed the App, then create an account with OPay. Now follow the steps listed below to invest in OWealth.
- Sign in to your OPay account.
- Fund your OPay wallet account.
- Click on the OWealth icon, read the terms and conditions and accept it.
- Top up OWealth investment.
- Enter the amount you want to invest in.
- Click on the Next button.
- Then Confirm.
Finally, OPay will send you a debit alert, just click done to complete the process. If you want to see your investment, just click on the EYE icon to display your account.
2 Thrive Agric
AnotherThrive Agric is also one of the investing apps in Nigeria making waves. If you want to grow your funds while empowering farmers and driving agriculture, Thrive Agric is the real deal.
Thrive Agric is an agribusiness platform that helps the world’s biggest challenge; matching food production with the rising population. Without lifting a cutlass, thrive agric helps you retain the title “FARMER”. You can fund any of Thrive Agric available farms and allow them to farm in your stead.
Best Online Savings And Investment websites in Nigeria
In addition, Thrive Agric gives you detailed updates of the activities on your farm, from growth stages through harvest. The interesting part is that you get up to 25% profit at the completion of the farming cycle.
How To Get Started With Thrive Agric
- Download Thrive Agric app on google play
- Create an account on the platform
- Choose a Farm
- Get Updates
- Get Returns
3 CowryWise
CowryWise is a financial technology company that helps people save and invest through a mobile application.
With CowryWise you can invest in low, medium and high-risk investments. Some of these investments include Nigerian Eurobond, Mutual funds and other money market securities provided by third parties.
- Saving interest: 10%
- Investment interest – varies
How To Get Started With Cowrywise
Visit their website or Google playstore to download the Cowrywise App
- Register on the platform
- Pick your preferred plan
- Start saving and investing
4. PiggyVest
Advancing the old method of savings through piggy or native ‘kolo’, PiggyVest radicalises the form of saving in an online platform with an interest rate on it.
Piggy Vest is one of the trusted investing apps in Nigeria. It was launched on the 7th of January 2016 with the name “Piggybank.ng.” The company started as a savings only platform and continued that way for 3 years. They thereafter rebranded to PiggyVest in April, 2019.
Best Online Savings And Investment websites in Nigeria
Currently, PiggyVest App offers direct investment opportunities to users in addition to savings. With this app, you can save any money you don’t want to touch for a specific period of time. Interestingly, you can choose your term of saving. It could be daily, weekly or monthly.
- Saving interest: 10%
- Investment interest – Savings, Mutual funds, and others
How To Get Started With PiggyVest
- Visit the website or download the app to create an account
- Set up your withdrawal account details
- Enter your debit card details to activate your account and make your first deposit
5. Afrinvest/Afrinvestor
Afrinvest focuses on West African markets with activities including investment banking, securities trading, asset management, and investment research. investment apps in Nigeria
- Interest rate: Varies
- Investments: Investment banking, Treasury bills
How To Get Started With Afrinvest App
- Download Afrinvestor app on their website or playstore
- Sign up and verify your details using the link sent to your email
- Begin your investment journey by selecting the account that best suits your personal or business needs
6. I-invest
I-invest is a pan African inter-brokerage service firm in partnership with Sterling Bank Plc. The platform helps both new and experienced investors match their investment maturities to their needs.
The platform also covers West African market with the risk-free treasury bills.
- Interest rate: 8 – 11%
- Investments: Treasury bills
How To Get Started With I-invest
- Download the I-invest app on i-investng.com or Google play
- Register on the platform
- Log into your account
- Start investing
7. FBN Edge
FBN Edge is a product of FBNQuest Asset Management, a subsidiary of FBN Holdings company. The app allows customers and potential investors to open mutual funds accounts and track investment flows.
- Savings interest: variesInvestments:
- Money market funds, fixed income
On FBN Edge app, you can:
- Open a mutual fund account as a new customer
- Sign-up easily as an existing customer
- Top-up existing mutual fund accounts
- Purchase new mutual funds
- Redeem funds from existing mutual fund accounts
- View balances in real-time
- View your transaction history
Products On FBN Edge
FBN Edge gives you access to three of First Bank’s mutual fund products:
- FBN Money Market Fund, The maximum starting investment in this plan is N5,000.
- FBN Fixed Income Fund, The minimum starting rate for this investment is N50,000
- FBN Heritage Fund, This is suitable for investors that wants to earn greater rewards over a long term period.
8. Wema Bank Alat
ALAT is a fully digital bank designed one of Nigeria’s oldest banks, Wema Bank, to help people save more with certain interest rate. Alat.ng processing automated deposit from your account and allow you to earn as you save. Investment app in Nigeria – Wema Bank Alat alat
- Saving interest: 10%
- Investments: Savings
How To Get Started With ALAT by Wema
- Download the app on Google Playstore
- Sign up using your BVN and Phone Number
- Upload your photograph and Signature
- Set up Your ALAT Pin
- Start Saving and Investing
9. KoloPay – Savings
KoloPay is another mobile piggy bank that helps you save towards a targeted goal.
- Saving interest: 10%
- Investments: Savings
How To Get Started With Kolopay App
- Download Kolopay app on kolopay.com or Google playstore
- Create an account
- Setup your saving goals
- Start saving
- Grow your savings
10. PayDay Investor For Savings
PayDay investor is a product of ARM Investment Managers, a subsidiary of Asset & Resource Management Holding Company (ARM).
PayDay investor app helps you earn interest while investing your funds automatically on a periodic basis.
- Savings interest: 10.9% – 12%
- Investments: Savings
How To Get Started With Kolopay App
- Download PayDay app on PayDay.com or Google playstore
- Create an account
- Setup your saving goals
- Start saving
- Grow your savings
11. Wealth.ng – Investments
- Fixed Income, Stocks, Savings, Agriculture
Wealth.ng app is a self-service investment platform that makes it easy for users to invest in Treasury Bills, Stocks, Mutual Funds, and Real Estate and monitor their portfolio in real-time.
Wealth.ng is an affiliate of Sankore Securities Limited, and it is registered with the Nigerian Stock Exchange and regulated by the Securities and Exchange Commission (SEC), Nigeria.
- Interest rate (s): 10 – 14%
- Investments: Fixed Income, Stocks, Savings, Agriculture
How To Get Started With Wealth.ng App
- Download Wealth.ng app on Google playstore
- Create an account
- Setup your saving goals
- Start saving
- Grow your savings
Best Online Savings And Investment websites in Nigeria
12 Stabic IBTC App
Another app saving and investment i cant fail to mention here is Stanbic IBTC Mobile App. Basically, the platform offers investment packages to both local and foreign investors. From wealth management products to pension management and mutual funds.
Best Online Savings And Investment websites in Nigeria
The good thing is that, you don’t need to have a Stanbic IBTC Bank account to use this app effectively. You can download the app to start enjoying the mutual fund product. Meanwhile, the interest rate varies per time.
- Savings interest: 10.9% – 12%
- Investments: Savings
How To Get Started With Stanbic IBTC Mobile App
- Download the App
- Register on the platform
- Choose the product of your choice and start investing
13. CrowdyVest
As a way of promoting agriculture in Nigeria, CrowdyVest App was created. Basically, CrowdyVest mobile app matches farmers with sponsors. So, if you are looking to invest in an agricultural produce, this is the best investing app to go for.
Best Online Savings And Investment websites in Nigeria
In addition, updates are sent to sponsors in photo, text and video formats during the farm cycle and at the end of the farm cycle, the sponsor will receive a percentage of the profit after selling the harvested produce in addition to the initial sponsorship.
How To Get Started With FarmCrowdy
- Download the Farmcrowdy app on Google Playstore
- Install and sign up in the app
- Identify a farm of your choice and sponsor as many units as you can afford
14 Thrive Agric
In a bid to promote agriculture in Nigeria, Thrive Agric is one of the top mobile App that was initiated to help meet the high demand in Agricultural products, If you want to grow your funds while empowering farmers and driving agriculture, Thrive Agric is the real deal.
Thrive Agric gives you detailed updates of the activities on your farm, from growth stages through harvest.
- Savings interest: 25%
- Investments: Savings
How To Get Started With Thrive Agric
- Download Thrive Agric app on google play
- Create an account on the platform
- Choose a Farm
- Get Updates
- Get Returns
Best Online Savings And Investment websites in Nigeria
15 ZIING
Ziing is one of the investing apps in Nigeria that ease savings, simplify investing process and help you gain control over your finances. More importantly, the platform equips you with the right tools to gain financial freedom.
How To Get Started With Ziing
- Download the Ziing app on Google Playstore
- Enter your first name, last name, email address, phone number and Date of Birth.
- Upload a picture and a valid means of identification which could be international passport, driver’s license, national identity card or permanent voters card.
- Update your BVN
- Upload utility bill not older than 3 months
- Start exploring Ziing packages
16 THROVE
Throve app is a self-service investment platform that makes it easy for users to invest in US, Chinese and Nigerian Stocks, Treasury Bills, Mutual Funds, and Real Estate and monitor their portfolio in real-time.
- Savings interest: varies
- Investments: Savings
How To Get Started With Trove
- Download the “Trove” app on the Google Play Store or Apple App Store
- Complete the KYC process to begin investing.
- Buy any publicly traded equity, bond or foreign assets
17 Bamboo
Bamboo is one of the investing apps in Nigeria that helps you buy and sell hundreds of Nigerian and U.S. stocks with as little as $20. Bamboo is a member of the Nigeria Securities Exchange Commission (SEC), and the U.S. Securities Investor Protector Corporation (SIPC), so your securities are insured up to $500,000 with the SIPC. Best Online Savings And Investment websites in Nigeria. Best Online Savings And Investment websites in Nigeria
How To Get Started With Bamboo
- Download the Bamboo App on App Store
- Create an account
- Choose from hundreds of Nigerian and US stocks
- Fund your Naira and Dollar account
- start buying and selling shares
18 Carbon
Carbon is not only an investment app, it also serve the purpose of getting instant short term loans for your urgent needs and recharging airtime on your mobile phone. The app allows you to earn up to 16% annually by investing in PayVest
How To Get Started With Carbon
- Download the Carbon App on Google Playstore
- Create An Account
- Choose a plan and
- Start investing
Best Online Savings And Investment websites in Nigeria
19 Kuda Bank
20 Riby
21 Reach
22 Smart save
23 Fundall
Please before you take a decision to make any investment, contact the website of your preferred investing app to avoid being scammed.

Entrepreneur
How To Start A POS Business In Nigeria.
How To Start A POS Business In Nigeria.
POS business can be otherwise known as agent banking business. It involves the transfer of funds, withdrawal of funds, sale of recharge cards and bill payments like GoTv, DSTV, Startimes, and NEPA Bill services.
This business is an extension of services offered by varous financial institutions like banks through which customers get convenience. Therefore the fee you charge customers for this services is called convenience fee.
The central bank of Nigeria in a bit for financial inclusion has thrown open this opportunity. An avenue to create wealth and employment for the teeming numbers of unemployed youths.
Furthermore, this business thrives in areas where there are limited or no banks or ATMs. People will always be in need of money for various needs and will be glad to go to where they can be quickly served at a minimal cost.
Benefits of POS business in Nigeria
- Achieve financial inclusion
- Reduce the cost to serve
- More Account acquisition
- Business Opportunity
- Create Jobs for the unemployed
- De-congest bank premises
- Serve a wider range of customers
- Make customers happy
Why POS Business in Nigeria is Profitable
This business involves much liquidity, you must have readily available cash to give out. Because customers will come more for withdrawals than fund transfers. The services you will be offering includes;
- Withdrawals
- Fund Transfers
- Bill payments
- Sale of Recharge cards or Top up to all networks without buying vouchers and
- Account Opening
Apart from Recharge which is free from charge other services are chargeable. But make sure you don’t overcharge you could be competing with other owners of POS machines or breed competition in future.
Once you are in a strategic location where they are limited or no ATMs around, customers will prefer coming to you for quick services.
Steps to start POS Business in Nigeria
- Have An Exiting Business To Merge POS With
- Get a viable location
- Be tech savvy
- Get a reliable host
- Request for your POS Machine
- Make up banners and advertise your business
- Open other locations and expand.
Have An Existing Business
Since POS business has to with cash, to be eligible, you must have an existing business in operation at least for a period of 12 months. Also, you must have a shop or office from which you operate. Then, you must have been registered with the Corporate Affairs Commission as any of the following;
- Limited Liability Company
- Sole Proprietorship
- Partnership
- Cooperative Societies
- Public Entities
- Trusts or any other entity aside faith-based or NGOs.
Getting A Host

You can start POS business by getting a host. A host is a financial institution through which you extend their services to your customers. Good hosts include;
- First Bank
- Qubickteller
- Paga
- FCMB
Location
Your location is very strategic to your success in this business. A location where there are limited or no ATMs or Financial institutions like Banks will do well more than area where there is ATMs or flooded with POS Already. Apart from that, they should be enough room to contain your customers, a furniture divider between you and your customers. Create a place where customers will feel free to carry out transactions.
Get a POS Machine:
Most of your customers will come to make withdrawals, so a POS machine is really important. A new POS machine goes for N85,000 – N100,000 only. First Bank offers free POS machines in Nigeria as of the time of this post, you just have to meet their requirements. To get one visit any First Bank Branch closest to you and make more inquiries about Agent Banking.
Get Banners
Getting a banner is very necessary, since For a business to be well known you need to create awareness, you won’t sell anything if people don’t get to know the goods or services you offer. Go get a well-designed banner at affordable amount of money.
We welcome your comments, questions, corrections and additional information relating to this article. Your comments may take some time to appear. Please be aware that off-topic comments will be deleted.
Entrepreneur
SONY Corporation Net Worth And History.
SONY Net Worth: Sony Corporation commonly known as Sony and stylized as SONY) is a Japanese multinational conglomerate corporation headquartered in Kōnan, Minato, Tokyo. SONY Corporation has an estimated net worth of $79.2 billion dollars as of the time of compiling this post.
The company operates as one of the world’s largest manufacturers of consumer and professional electronic products, the largest video game console company, the second largest video game publisher, the second largest record company, as well as one of the most comprehensive media companies, being the largest Japanese media conglomerate by size.
Sony was founded on May 7, 1946 in Tokyo Japan by Masaru Ibuka and Akio Morita. Today the company makes everything from video game consoles, to televisions, to phones and much more. Sony also owns one of the largest music distribution companies in the world, a movie production studio and a financial services conglomerate.
SONY Net Worth
Sony Corporation is currently one of the richest and most successful companies in the world, with an estimated net worth of $79.2 billion USD
Billionaires
Olusegun Obasanjo Net Worth 2023 And Biography.
Olusegun Obasanjo Net Worth: Olusegun Matthew Okikiola Aremu Obasanjo, GCFR whose net worth is estimated at $4 billion dollars, is a Nigerian billionaire, former Military Head Of State who served as Nigeria’s head of state from 1976 to 1979 and a former president of the federal republic of Nigeria from 2003 to 2007 under the umbrella Of The People Democratic Party (PDP).
Chief Olusegun Obasanjo who can be rightly address as president Olusegun Obasanjo or fondly OBJ, He’s a Nigerian and a former president to be precise. He was born and bred in Ogun State South Western part of Nigeria. On the post we will be unleashing to you all you need to know about the former president, President Olusegun Obasanjo, please keep reading as we decipher further and don’t forget to leave a comment or a review for correction purpose or to make this post more detailed.
Quick Insight To Obasanjo Profile.
- Name: Olusegun Matthew Okikiola Aremu Obasanjo, GCFR
- Age: 84 Years Old
- Date Of Birth: 5th March 1937
- State Of Origin: Ogun State, Nigeria
- Nationality: Nigerian
- Marital Status: Married and blessed with children
- Children: Blessed with children
- Net Worth: $4 Billion Dollars
Olusegun Obasanjo Biography.
Matthew Olusegun Aremu Obasanjo popularly known as Obasanjo is a Nigerian politician was born on 5th March 1937, in the village of Ibogun-Olaogun in southwestern Nigeria. He was born to a Christian and Yoruba family, His father was Amos Adigun Obaluayesanjo “Obasanjo” Bankole and his mother was Bernice Ashabi Bankole. He was the first of nine children; only he and a sister (Adunni Oluwole Obasanjo) survived childhood.
Obasanjo’s father was a farmer and Obasanjo was constantly involved in agricultural labour. At Age eleven, he was encouraged by his parents to start an education at the local village primary school. After three years, in 1951, he moved on to the Baptist Day School in the Owu quarter of Abeokuta. In 1952 he transferred to the Baptist Boys’ High School, also in the same town. His school fees were partly financed by state grants.
Obasanjo did well academically, it was during his secondary school days that he rejected his forename of “Matthew” as an act of anti-colonialism. Meanwhile, Obasanjo’s father had abandoned his wife and two children. Falling into poverty, Obasanjo’s mother had to operate in trading to survive.
Olusegun Obasanjo Net Worth And Biography.
Obasanjo worked on cocoa and kola farms, fished, collection of firewood, and sold sand to builders, just to make the end meet. During the school holidays he also worked at the school, cutting the grass and other manual jobs.
In 1956, Obasanjo took his secondary school exams, and obtains his senior school leaving certificate. After Leaving school, he moved to Ibadan, where he took a teaching job. He later sat for the entrance exam for University College Ibadan, although he passed, he found that he could not afford the tuition fees. Obasanjo then decided to pursue a career as a civil engineer, and to access this profession, in 1958 answered an advert for officer cadet training in the Nigerian Army.

Olusegun Obasanjo Net Worth And Biography.
After joining the Nigerian army, He climb to a leadership position, In the latter part of the 1960s, he played a senior role in combating Biafran separatists during the Nigerian Civil War, accepting their surrender in 1970. In 1975, a military coup established a junta with Obasanjo as part of its ruling triumvirate. After the triumvirate’s leader, Murtala Muhammed, was assassinated the following year, the Supreme Military Council appointed Obasanjo as head of state. Continuing Murtala’s policies, Obasanjo oversaw budgetary cut-backs and an expansion in access to free school education.
Olusegun Obasanjo Net Worth And Biography.
Increasingly aligning Nigeria with the United States, he also emphasized support for groups opposing white minority rule in southern Africa. Committed to restoring democracy, Obasanjo oversaw the 1979 election, after which he handed over control of Nigeria to the newly elected civilian president, Shehu Shagari. He then retired to Ota, Ogun, where he became a farmer, published four books, and took part in international initiatives to end various African conflicts.
In 1993, Sani Abacha seized power in a military coup. Openly critical of Abacha’s administration, in 1995 Obasanjo was arrested and convicted of being part of a planned coup, despite protesting his innocence. While imprisoned, he became a born again Christian, with providentialism strongly influencing his subsequent worldview. He was released following Abacha’s death in 1998.
Olusegun Obasanjo Net Worth And Biography.
Obasanjo get directly involved in electoral politics, Obasanjo became the PDP candidate for the 1999 presidential election, which he won comfortably. As president, he de-politicized the military and both expanded the police and mobilized the army to combat widespread ethnic, religious, and secessionist violence. He withdrew Nigeria’s military from Sierra Leone and privatised various public enterprises to limit his country’s spiralling debt. He was re-elected in the 2003 election.
Obasanjo was Influenced by Pan-Africanist ideas, he was a keen supporter of the formation of the African Union and served as its chair from 2004 to 2006. Obasanjo’s attempts to change the constitution to abolish presidential term limits were unsuccessful and brought criticism. In retirement, he earned a PhD in theology from the National Open University of Nigeria. [ Source Wikipedia]
Olusegun Obasanjo Net Worth And Biography.
Obasanjo has been described as one of the great figures of the second generation of post-colonial African leaders. He received praise both for overseeing Nigeria’s transition to representative democracy in the 1970s and for his Pan-African efforts to encourage cooperation across the continent.
Obasanjo Personal Life.
Obasanjo is a purposeful leader whose has many life achievements, He’s married to many wives and had many children. He currently live in Ota-Ogun sate where he’s now known to be a farmer as well as heirs of other businesses.
Olusegun Obasanjo Net Worth And Biography.
Obasanjo has been described as one of the great figures of the second generation of post-colonial African leaders. He received praise both for overseeing Nigeria’s transition to representative democracy in the 1970s and for his Pan-African efforts to encourage cooperation across the continent.
Obasanjo House And Cars
Just like many other politicians like Bola Tinubu, Atiku and others, Obasanjo has many houses across various towns and cities in Nigeria, cars and private jet under his possession run into billions and He might have many undisclosed asset in Orient and occident world.
Olusegun Obasanjo Net Worth.
Olusegun Obasanjo is currently one of the richest and most successful former presidents in Nigeria, with an estimated net worth of $4 billion dollars as of the time of this post based on his known assets.
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