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12 Lucrative Businesses To Invest Money In Nigeria As An Entrepreneur.


Jan 29, 2024
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Businesses To Invest Money In Nigeria As An Entrepreneur

As an entrepreneur what comes to your mind is how and where to invest money in Nigeria with little capital. in our today post i will make sure i expose you to many business opportunities you can invest you small capital on. your opinion on the comment section will highly be accepted.

We will start with the investment opportunities for those who have little capital but still want to make an investment to get income.

Where to invest your money in Nigeria

The following ideas can help you to make a real fortune if you invest wisely. However, we advise you to study the field of investment thoroughly before you decide to invest your money.


It is known that cryptocurrency is one of the biggest and riskiest investment opportunities in Nigeria and around the world. The good thing about cryptocurrency is that you can make quick money if you know how the system works.

Buying cryptocurrencies like Bitcoin, Ethereum, Litecoin, Altcoin, XRP, and others is a high yield investment opportunity to use if you have already got some extra cash.

Make sure you contact a professional who can give you a hand with getting a proper knowledge of blockchain and cryptocurrencies.


Gold is perceived as a symbol of power and affluence. investing in gold is one of the best investment in Nigeria. Investing in this precious metal can help you to make a lot of money as gold’s value never falls because of the incredible importance attached to it. 15 karat gold will still always be 15 karat gold, but its worth will definitely increase over that period.

There are a few types of gold items to invest in, they includes gold jewelry, bars, coins, bullions, gold-plated items. If you store them for some period of time, for example, 20 years, you’ll be amazed at the return on your investment.

Another option is to buy and sell gold items, however, you need to learn the basics of doing gold business in Nigeria. You must learn how to measure, weigh and value them. You need also learn how to see if you have a real gold product or counterfeit.

If you have as low as 100,000 to 1 million Naira to invest in the gold business, you can make a fortune.


Stocks are one of the best and also riskiest investment in Nigeria for those who are able to invest a big capital. However, both individuals and companies can easily lose their money if the deal doesn’t go well.

Many people lost money in the 2008 New York Stock Exchange crash. In the decade after this collapse, we can see a total recovery of the stock market. “Stocks in emerging markets have had a rough year, but that could change considerably next year”.

To cash out big in stocks investments, you need to develop your own winning system, conduct research before investing in stocks, and choose a quality stock. The thing is investing in stocks can help you get an incredibly high return which also comes in dividends and bonuses.

Investments in the stock market for individuals start at 200,000 Naira and for companies at 1 million Naira.

Real estate

Compared to other ways of investing money in Nigeria, investing in real estate is one of the most profitable investment ideas, but it requires possessing high capital. Buying properties in Nigeria is one of the surest investments one can make because Nigeria is a developing country. When investing in real estate, take into account which city or town the property you are going to buy is located.

If you want to get a quick and high return on the property investment, you may consider major cities like Lagos, Abuja, Port Harcourt or cities like Delta, Onitsha, Ogun, Enugu.

After you buy the land, wait for a while and start selling it. You can also build on this piece of land such kinds of properties like hotels, apartment houses, hostels, shopping malls, events and conference halls and other. Rather than saving money on the bank account, invest them in real estate business.


You may be surprised but agriculture in Nigeria is one of the sectors that gave birth to the whole set of millionaires. Given the fact that the government continues to drive agriculture in order to diversify the economy, it is an attractive area for investors. Besides, most people on the African continent lives in rural areas, so African countries will keep a finger on the pulse of the agricultural sector.

The most interesting part of it is that investing in Agriculture requires a very small amount of capital and it’s ROI (return of investment) is always encouraging.


farming Another top business idea on how to invest in Nigeria is farming as food is a necessary means of survival. This industry is supported by the Nigerian government as a way of promoting economic diversification. If you are not interested in direct farming, you can cooperate with a company that makes its profit on farming. Remember to do an investigation of the organisation you are planning to invest in to avoid being shortchanged or scammed.

Pure water production

You might hear that pure water, “sachet water” production is saturated and it may die off very soon because of the government plan to ban the production of this water to save the environment from polythene destruction.

In this case, the possible solution that can help to solve the problem is the establishment of a nylon recycling plant or boost production of bottled water.

To get started with this business is not as difficult as you may think, and it requires low capital, but it also depend on the city or town of t=your residence. with the minimum of 500,000 to 1million you can set up your own pure water production company.

Oil and gas business

Africa is blessed with huge deposits of gas and oil which means that Nigerians offer the finest business opportunities. While foreigners are mostly investing money in mining such mineral resources as Oil, Gas, Gold, Coal, Limestone, Bitumen, Iron Ore, and other, Nigerian investors are encouraged to start businesses and make investments into the national economy.

Haulage services

The haulage or trucking business is one of the most profitable businesses in Nigeria. Given the fact that the cost of renting one truck to haul your goods from one place to another in Nigeria starts at N20,000 per trip. In addition, Africa’s rail transport system is quite poor so far, so to deliver the goods from farms and villages to the marketplace, you will need to transport them through the road.

However, haulage services in Nigeria is not limited solely to trucking business. You can also haul your containers through the river, lake, sea and so on…….

Inland waterway transport is another competing sector of the Nigerian logistics industry. Water transportation is not as developed in Nigeria as in Western Countries but it is still worth investing. While it is more cost-consuming, it is able to reduce the traffic congestion on the road. One more option to consider when investing money in Nigeria is outsourcing bus services.

If you are more interested in lifting humans than goods, this business can possibly help you to make money by investing in providing transportation services to various organizations including schools, NGOs, religious organizations, companies. Some organizations cannot afford their own transport system, but you can be the one who will be providing the cars or buses as well as the drivers for them.

Internet marketing

It is known that digital marketing is one of the leading industries. Nigeria as developing is trying to catch on with the rest of the world in this sector of the economy. If you are interested in digital and internet technologies, you might find investing in e-services worth your attention.

Many internet companies today offer a range of e-services including web hosting, web, and app designing and development, SEO services, digital marketing services, etc. Nigeria’s online presence is known to increase every year. For this reason, online advertisers are highly appreciated in Nigeria. Many businesses here are creating online stores to make the massive community of Nigerians acquainted with their products and services.

This influx has created a new promising business opportunity in Nigeria, a need for digital marketing experts.

Fashion Line

Africans/Nigerians are famous around the world for being trendy. Fashion is a great opportunity to invest in. Not only designers but investors who basically don’t lift a finger are becoming millionaires. Lately, Nigerian fashion business has survived a revolution which caused a boom in this industry. You can also invest in uniform supply and make money from sewing uniforms for schools, organizations, army, etc. One more cloth related investment idea is the importation of wears. such as clothes, shoes, bags, and other.

Believe me This is a fast-growing trend in many African countries as this is a great solution for most of the poor and developing African countries.

Media and show biz

It is a well-known fact that Nigeria is the king of entertainment in Africa, mass media and show biz industry here are worth investing huge amounts of money.

One of the most lucrative ideas is investing in creating a TV station. Developing show biz in Nigeria is also a great way of investing money, however, this is best in big cities in Nigeria such as Lagos and Abuja. media and show biz Photo from If you want to succeed financially, you can take advantage of investing your money in one of the promising sectors of the economy.

Hope you found the investment opportunities in Nigeria in 2019 listed above helpful.

We welcome your comments, questions, corrections and additional information relating to this article. Your comments may take some time to appear. Please be aware that off-topic comments will be deleted.

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